Here are some common questions and answers about insurance claims
Do I really need to call a professional…after all, isn’t the insurance companies adjuster working on my behalf?
Why do I need help in filing an insurance claim?
If my insurance company does not cover the claim, do I, the property owner have any out of pocket expense owed to your company?
What if my insurance company does not cover my claim for the damages? Do I get my deductible check back?
How do you determine the actual loss?
Why should I engage your company to obtain what is rightfully due to me?
What special help can your company give me with technical questions?
Will you help me receive a more prompt and satisfactory settlement?
Will my insurance company cancel me if I hire your company?
What is the extent of their responsibility?
How long will it take to settle my claim?
When was the last time you read and understood the insurance policy that covers your home or business?
- Many people have difficulty understanding the technical language of their insurance policy and the complicated procedures they must follow to comply with the policy's terms
Do I really need to call a professional…after all, isn’t the insurance companies adjuster working on my behalf?
- Insurance companies employ adjusters to act on the insurance company's behalf. You can protect your insurance claim interests by employing us, whose sole responsibility is to serve you, the insured. We can be retained for the adjustment of insured claims due to storm damage including water damage, roof damage, wind damage and other perils. We serve commercial businesses, financial institutions, professional firms, homeowners, and the general insuring public.
Why do I need help in filing an insurance claim?
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- The typical insurance policy contains hundreds of provisions and stipulations. Most people do not know or understand these policy provisions and most do not realize that the burden of proof is on them, the policyholder. Most insurance company representatives actually prefer to work with an experienced roofing specialist rather than an inexperienced home or business owner
If my insurance company does not cover the claim, do I, the property owner have any out of pocket expense owed to your company?
- No. Plain and simple. No insurance claim recovery, no fee.
What if my insurance company does not cover my claim for the damages? Do I get my deductible check back?
- Yes, We will refund deductible checks back to property owners if no claim coverage can be established.
How do you determine the actual loss?
- We conduct a thorough damage assessment obtaining all pertinent appraisals and making sure all provisions in your policy are properly fulfilled. This often involves numerous steps that might be overlooked by an inexperienced policyholder but that can make a significant difference in the amount of the final adjustment.
Why should I engage your company to obtain what is rightfully due to me?
- Insurance companies offer to pay what is due to you as they see it. We are your exclusive representatives. With our experience and knowledge, we are able to obtain a more favorable adjustment for you, the insured.
What special help can your company give me with technical questions?
- We are the experts to turn to when such matters arise. We are concerned only with your interests. Because of our broad experience and specialized knowledge, we prepare your claim so that you receive the maximum insurance settlement you are entitled to. It is up to you to prove your loss. There may be many questions and problems as to how the insurance policy provisions can be applied in different circumstances and we have the expertise to provide those answers.
Will you help me receive a more prompt and satisfactory settlement?
- Yes. We lose no time in complying with the policy requirements to obtain and evaluate the facts and prepare the insurance claim. The knowledgeable and prompt service we render often preserves evidence that may otherwise be overlooked or destroyed. The more thoroughly and completely your claim is compiled and prepared, the faster we can accomplish an equitable and proper settlement in your best interest.
Will my insurance company cancel me if I hire your company?
- NO. It is always recommended that you locate and retain your own insurance appraiser and building contractor. Allowing an insurance company to refer and/or retain an adjuster or building contractor on your behalf is not advisable. Your interests may not be protected should you utilize an adjuster or contractor recommended by an insurance company.
What is the extent of their responsibility?
- We assists with every phase of preparing and presenting your storm damage claim to ensure that you receive everything to which you are entitled under your insurance policy.
How long will it take to settle my claim?
- Depending on the size of your claim it can take as little as 30 days or as much as one year before the entire claims process is completed. Our calculations will include sufficient rebuilding or relocation time.
If you would like a Free Estimate or Contact info --->Free Estimate | Contact Us | Home - The typical insurance policy contains hundreds of provisions and stipulations. Most people do not know or understand these policy provisions and most do not realize that the burden of proof is on them, the policyholder. Most insurance company representatives actually prefer to work with an experienced roofing specialist rather than an inexperienced home or business owner
General Questions